Investing is personal

At times like now, most investors especially those who are new and inexperience; or even those who have already taken some gains earlier are in a predicament not easy to rid off. If you are serious investors with little experience, your brain might now be functioning like a washing machine, round and round with all the unanswered questions:-

• Dare I invest further?
• If I dare, what shall I invest in?
• Do I invest in gold, stock, share, bond, trust fund or commodities?
• If recession is settling in, how long will it last?
• Can inflation kill the economy?
• What is affected, who will be affected?
• What is the domino effect?
• Fuel hike .... affects daily commodities .... affects interest rate

Don't even bother to think that anyone can give you a perfect answer; not even God.

For the right answers, search within, you should know yourself well and you just need to re-ask yourself some of these questions:-

• What is my risk factor?
• Is it worth all the stress you are getting?
• Do you want to go on taking the risk?
• Can you afford to invest long term?
• How is your "gut" feeling right now?
• How much profit shall I settle for?
• How much loss (percentage and money wise) am I willing to take?
  

Frankly, investing is very personal. You and only you will be able to give you good advice. Use your logic.

"Wild Goose Chase" Investing Style?

I read with trepidation many investment advice being written these past few months of global uncertainties. Many of us investors are overwhelmed with all the well intended advice; however, what would be the right move? Do we invest in gold now or should we have switched to bond like a few months ago already? Do we go into commodities now that food prices are going up? Or do we go into oil and gas sector?

Whatever decisions you made or whatever action you had already taken; I am sure by now you would have been wiser but will not have ended up much richer or happier. Not now, not yet.

Time is still the essence. Whatever actions or non-actions by you, you will still have to bide by time to see substantial gains. It is still important to go on fundamentals and stick by your decision, your very own judgment, experience and research on facts and figures.

Avoid making hasty decisions and going on a panic selling, buying or switching. Any "Wild Goose Chase" on your part will only hurt your pocket and give you unnecessary stress. This is the time to use your head not your heart.

Deja Vu

Have you ever had this feeling that you have been there before when you visited a new place? Do you call that "deja vu"?

Likewise in investing, many of us have had our very own "deja vu's" especially in these past few months. Many of our portfolios are on the dip, mostly around 30% to 40% below value, maybe even worst than that. However, even the most experienced investors and the pro's are not spared. So take heart; "you are not alone in this" if its any consolation.

Being affected whether minimum or aplenty; it is easy for us to say "Do not panic" when all you wanted to do is to give up but that is the trick........ I truly believe this "What goes up must come down but whatever has gone down will eventually comes back up". This is the time to test your resilience. Hang in there folks!!!